Court Clears Suit vs. Restaurants’ ACA Surcharge

There was more bad news regarding the ACA this week out of California as a Los Angeles court allowed a price-fixing case to proceed against a number of restaurants.  The businesses decided back in 2014 to impose a 3% surcharge on meal prices to cover their increased costs under ObamaCare.  Last September, a class action…

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Lawsuits vs ACA Mandate Growing

Two new lawsuits were filed this week by insurance companies over a specific provision of the Obamacare health insurance mandate.  The targeted provision, known as the “risk adjustment program”, requires health insurers whose members are healthier (and therefore less expensive to insure), to pay monies to their competitors whose members are not as healthy and…

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“We Do Everything So Well, Why Not Health Insurance?”

Well, to be honest, we all knew it would come to this at some point, didn’t we?  New Jersey Assemblyman Reed Gusciora, a democratic lawmaker from Trenton who is currently a Deputy Majority Leader in the NJ Assembly is proposing that the state of New Jersey operate a health insurance system to compete with private…

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Federal Court Tosses Obama Care Subsidies

A federal judge yesterday ruled the Obama administration does not have the authority under the Affordable Care Act to send billions of dollars of cost-reduction payments to insurers without an appropriation from Congress. “Cost sharing reduction payments” had been made to insurance companies to encourage their lowering deductibles and co-payments for low-income Americans who have…

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Dunkin’ Doings

Soon enough, you’ll be able to enjoy a cool (or hot!) Dunkin’ beverage after ‘hanging ten’ off the beach at Waikiki as Dunkin announced a development agreement for some 15 new stores to be developed on 4 of the Hawaiian Islands Oahu, Maui, Kauai and the Big Island of Hawaii.  The first of the new…

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ACA Exchange Options Shrinking

Speaking of government wheels turning slowly, there are more changes coming to the Affordable Care Act (a.k.a. Obama Care), which was passed into law in early 2010.  The largest health insurer in the nation, UnitedHealthcare announced this week that it will vacate most of the state insurance exchanges where it currently does business by the…

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Miscellaneous

Today is April 15, tax day.  This year though, taxpayers have an extra three days because of the April 16 Emancipation Day holiday.  Emancipation Day is celebrated to mark the anniversary of Abraham Lincoln signing the District of Columbia Emancipation Act, by which some 3,000 slaves were freed in the nation’s capital.  In that the…

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ACA Marketplace “Improvements” Finalized for 2017

The Centers for Medicare and Medicaid Services (CMS) this week issued final changes for insurance marketplaces along with the schedule for open enrollment periods in 2017 and beyond.  The specific changes deal with out-of-network costs, required notices when provider networks change and improved risk adjustment formulas among other issues.  In addition however, the CMS finalized…

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Employer Health Care Premiums Rising

There hasn’t been much to comment lately on the Affordable Care Act and its ongoing implementation until last week when the Congressional Budget Office reported on projected costs for the government mandated coverage going forward.  The CBO projected that employer paid health care premiums will rise steadily by 5% per year for the next decade. …

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From ObamaCare to Universal Retirement

It’s been over six years since the 2700-page Affordable Care Act (ObamaCare) was rammed down the throats of Americans (over 60% of whom were opposed to its passage), so what to do for an encore?  President Obama now wants to mandate that small business next provide retirement plans for all employees – full and part-time. …

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