SHOP Open Enrollment Begins

The Small Business Health Options Program Marketplace (SHOP) created by the Affordable Care Act begins its open enrollment for individuals and families on Sunday, November 1, 2015.  The open enrollment period runs from November 1 through December 15, 2015 for coverage beginning on January 1.  For coverage beginning February 1, enrollment is open until January…

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Obama Signs Change to ObamaCare

Although I never thought I’d write that headline, President Obama did sign the Protecting Affordable Coverage for Employees Act (PACE), a bi-partisan bill from Congress amending his health care mandate.  PACE restores a 50 employee cap on the small group market (Small Business Health Options Program or SHOP) for health insurance.  States are now empowered…

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Bi-partisan Congress Amends ObamaCare

Yes, you read that correctly – it is not a typo!  With support from both democrat and republican members, Congress passed legislation amending ObamaCare!  Under The Protecting Affordable Coverage for Employees Act (PACE), which passed both branches last week, larger small businesses (defined as those with 51 to 100 employees) will not be forced into…

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Hawaii Plans Its Own Changes

Notwithstanding amendments to the SHOP by PACE (above), the state of Hawaii is moving forward with its own Affordable Care Act waiver application to the federal government.  The Aloha State has had its own comprehensive health care law on the books since 1974.  The Hawaii Prepaid Health Care Act requires that any employee who works…

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FDA Delays Menu Labeling

The menu labeling mandate which was to take effect on December 1, 2015 has been delayed by the Food & Drug Administration (FDA) for another year, now not becoming effective until December 1, 2016.  In announcing the delay to the compliance date of another year, the FDA acknowledged that it needed the extra time to…

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ACA Reporting Requirements

With all the various legal hurdles now having been cleared, the Affordable Care Act is the law of the land and consequently, employer reporting requirements are now kicking in.  The IRS has issued a number of draft reporting forms and certain large employers will be required to submit their reports electronically.  Consequently, employers are well…

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Obamacare Confirmed, Restaurant Industry Wants Changes

In the wake of the Supreme Court (SCOTUS) decision ratifying the Affordable Care Act as constitutional, the National Restaurant Association, National Council of Chain Restaurants and a host of other industry groups advocate that Congress change the law to make it more workable for all affected industries.   Although most of these groups have opposed the ACA…

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SCOTUS Upholds ACA & IRS Ends Reimbursements

Notwithstanding the big news in today’s papers that the US Supreme Court (SCOTUS) decided in the King v. Burwell decision to uphold the funding mechanisms for the Affordable Care Act, Internal Revenue Service rules next week officially end the transitional exemption from the excise penalty for a small employer (generally less than 50 employees or…

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Making Sense of Healthcare Law Requirements

March 23rd marked five-years since the Patient Protection and Affordable Care Act (ACA) became law and it has already had a significant impact on how employers offer health insurance coverage to employees. Employers with 50 or more full-time and full-time equivalent (FTE) employees are known as Applicable Large Employers (ALE) and are subject to the…

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Delay Sought In Small Business Insurance Requirement

Major small business representatives formally requested that the Department of Health & Human Services (HHS) delay moving businesses with between 51 and 99 employees into the small group market, subjecting them to additional benefit and premium rating requirements.  For employers with between 51 and 99 employees, the law contained a provision allowing them 2 full…

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