DOL Issues Association Health Plan Rule

The Department of Labor this week finally issued its rule authorizing the creation of association health plans (AHP) that can help small businesses and the self-employed to get more affordable health coverage. Under the new rule, which will become effective on September 1 2018, the definition of an employer under the Employee Retirement Income Security…

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“It’s Alive, It’s Alive!”

Yes, that phrase comes from the 1931 horror flick, Frankenstein, but it seems to fit health care mandates in New Jersey just as well now after Governor Phil Murphy this week signed a couple of health care bills into law. The first, S1877, creates a state-level individual mandate replicating the major provisions of the individual…

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New Jersey Resurrects the Individual Mandate

Despite most Americans being strongly opposed to the Obamacare individual healthcare mandate (and the Tax Cuts and Jobs Act signed into law in December effectively neutered the requirement by removing the penalty for non-compliance), New Jersey is determined to put it back in place. The New Jersey Health Insurance Market Preservation Act was passed last…

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ACA Affordability is Moving Target

We were reminded by our friends at Sesco Management that the definition of affordable health care plans under the Affordable Care Act is inflation-adjusted and we’re thankful for the heads-up. Under Obamacare, employer-sponsored coverage for plan years beginning in 2018 is considered affordable if an employee’s required contribution for self-only coverage does not exceed 9.56%…

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Individual Mandate Gone, Employer Mandate Next?

When the Tax Cut and Jobs Act was signed into law by the President just before Christmas last month, the law eliminated the individual mandate created by the Affordable Care Act. With that done, it would appear that Republicans in Congress now want to repeal the other side of the two-headed mandate monster, the employer…

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Tax Reform Reality

It may have been a few months coming, but the republican controlled Congress has finally given President Trump a significant legislative victory with this week’s passage of the Tax Cuts & Jobs Act, sending the legislation to the White House just in time for Christmas. The pundits on both sides have had plenty to say…

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Feds Urge Court To Block NYC Menu Labeling

Well, the federal requirement for menu labeling, passed into law as part of the Affordable Care Act (Obama Care) back in 2010, may have been delayed for another year, but New York City is scheduled to begin enforcing its own labeling mandate next Monday. That fact was enough for the Food and Drug Administration (FDA)…

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DOL Invites Input on Overtime

The Department of Labor under new Secretary Alex Acosta is inviting comments from businesses and other groups and individuals on the issue of the department overtime rule. Under the previous administration, the overtime threshold was more than doubled to $47,476, but enjoined by the court in November. Earlier this week, DOL sent a Request for…

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Health Care Options

Amazingly, Obamacare has been the law of the land for the better part of a decade now (signed by President Obama on March 23, 2010), but it continues to deteriorate before our eyes as more insurers across the country opt-out of the government exchanges and premiums in some states jump by as much as 50%!…

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Courts Review Obama Wellness Rules

And, it’s not only Congress looking to overturn Obama era regulations. The American Association of Retired Persons (AARP) last year brought a challenge against a contradiction in the treatment of employee wellness programs – employers being encouraged to offer them under the Affordable Care Act and anti-discrimination laws preventing employers from coercing their workers to…

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