House Votes to Repeal “Cadillac Tax”

As the old baseball saying goes, it’s hard to tell the players without a scorecard, but it seems equally challenging to tell whether or not the US House wants to keep any aspects of ObamaCare. On Wednesday of this week, the democratically-controlled U.S. House voted by an overwhelming bi-partisan tally of 419 – 6 to…

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ObamaCare, California-style

It may be effectively neutered at the federal level, but the California legislature just put the individual mandate back on the books when it passed SB 78, legislation that authorizes the taxing of California citizens who do not purchase health insurance and Governor Gavin Newsom signed it into law last Friday. The new law essentially…

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Kentucky Requires Lawyers in Unemployment Hearings

In what could undoubtedly be an expensive ruling for Kentucky businesses, the Kentucky Court of Appeals has tossed out a longstanding law allowing a non-lawyer to represent an employer at administrative unemployment hearings.  In its April 26 decision, the court found the law an unconstitutional encroachment on the state judicial branch’s executive authority to regulate…

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SHOP Portal Closes

It was born out of passage of the Affordable Care Act (aka Obamacare) back in 2010, but now the online enrollment and payment portal for the Small Business Health Options Program (SHOP), is no more. Last Sunday, February 10, 2019, the enrollment and payment portal only, closed for good as SHOP coverage may now be…

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Court Struck Obamacare, But It’s Still Law

A word of caution . . . despite the fact that a federal district court in Texas ruled two weeks ago that the Patient Protection and Affordable Care Act (aka, Obamacare) was unconstitutional, it remains the law of the land. President Trump’s signing of the Tax Cuts and Jobs Act (TCJA) into law last December,…

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Don’t Risk Your Network!

There’s only days left to register for our regional meeting in New Jersey on Tuesday, December 4 at the Doubletree Hotel Newark Airport. The program will feature experts on three major subject areas – each of which can play a significant role in reducing your business risk. The program will include employment law expert Attorney…

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DOL Issues Association Health Plan Rule

The Department of Labor this week finally issued its rule authorizing the creation of association health plans (AHP) that can help small businesses and the self-employed to get more affordable health coverage. Under the new rule, which will become effective on September 1 2018, the definition of an employer under the Employee Retirement Income Security…

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“It’s Alive, It’s Alive!”

Yes, that phrase comes from the 1931 horror flick, Frankenstein, but it seems to fit health care mandates in New Jersey just as well now after Governor Phil Murphy this week signed a couple of health care bills into law. The first, S1877, creates a state-level individual mandate replicating the major provisions of the individual…

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New Jersey Resurrects the Individual Mandate

Despite most Americans being strongly opposed to the Obamacare individual healthcare mandate (and the Tax Cuts and Jobs Act signed into law in December effectively neutered the requirement by removing the penalty for non-compliance), New Jersey is determined to put it back in place. The New Jersey Health Insurance Market Preservation Act was passed last…

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ACA Affordability is Moving Target

We were reminded by our friends at Sesco Management that the definition of affordable health care plans under the Affordable Care Act is inflation-adjusted and we’re thankful for the heads-up. Under Obamacare, employer-sponsored coverage for plan years beginning in 2018 is considered affordable if an employee’s required contribution for self-only coverage does not exceed 9.56%…

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