As we trudge along to a presidential winner, the question of business COVID-19 liability shields for businesses continues to generate discussion. Yesterday in DC, the U.S. House Financial Services Subcommittee on Housing, Community Development & Insurance held a virtual public hearing on H.R. 7011, The Pandemic Risk Reinsurance Act (PRIA). This legislation, filed by Congresswoman Carolyn Maloney (D-NY), would create a pandemic risk reinsurance program within the Department of the Treasury to serve as a voluntary backstop for the insurance industry in the event it incurred losses related to pandemics and outbreaks of disease in excess of $250 million. In exchange, insurers would be required to offer in all business interruption policies additional coverage for public health emergencies related to an outbreak of infectious diseases or a pandemic declared after January1, 2021. In the US Senate, the issue continues to be a top priority for current Senate Majority Leader Mitch McConnell, who recently advised that he would again be pushing for passage of a shield law for businesses at risk of lawsuits relating the coronavirus pandemic. At the state level, leaders of both branches of the Florida legislature – Senate President Wilton Simpson (R-Trilby) and House Speaker Chris Sprowls (R-Palm Harbor) – both separately indicated support for legislation that would protect businesses from lawsuits related to Covid-19. Although they speculated that such legislation could be passed when the legislature convenes in March, they were not prepared to guarantee such relief.