Despite most Americans being strongly opposed to the Obamacare individual healthcare mandate (and the Tax Cuts and Jobs Act signed into law in December effectively neutered the requirement by removing the penalty for non-compliance), New Jersey is determined to put it back in place. The New Jersey Health Insurance Market Preservation Act was passed last month by the legislature and sent to Governor Phil Murphy for his signature. Murphy’s office has indicated that he expects to sign the new state-driven mandate into law. Should the Governor follow through on that promise, the state will need to secure federal approval of the mandate in the form of a federal waiver.