Flexible Medical Spending Plan Altered

With most focused on the abysmal record of the ACA enrollment process thus far, we want members to know that the Department of the Treasury and the IRS have issued a notice modifying the longstanding “use it or lose it” for flexible spending arrangements.  The new regulation allows for a carryover to the next year of…

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Chaos Is Common Thread As ObamaCare Health Exchanges Open

In this the first week when state health exchanges are open for new enrollments, chaos seems to be one of the few consistencies.   The New York state health exchange opened for business on October 1 and then promptly posted a note on their website explaining that the exchange had been overwhelmed, was having log-in issues…

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Employer Notice on Obama Care Required October 1

As we’ve reported to you in the past, the Affordable Care Act initially required covered employers to provide notice of the health insurance requirement and the availability of state health care exchanges to all their employees by Tuesday, October 1, 2013.  Although that requirement is still technically in place, as we told you in last…

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State Exchanges Begin Enrollments

Come October 1, the various state health exchanges established as the marketplace for available plans will begin accepting enrollments.  Costs associated with the various exchanges will differ depending on the state, age of the enrollee and the level of coverage chosen among other factors.  The Department of Health & Human Services has released an issue…

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Glitches Continue, But You Should Stay Informed

With the provisions of Obama Care changing so regularly, you are well advised to sign up on one of the many websites that provide up to date information on Affordable Care Act (ACA) requirements.  DDIFO will certainly continue to fill that void as best we can, but there are a couple of sites that you…

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More ObamaCare Changes

In the ongoing, but welcome, saga of delaying the many ObamaCare mandates on employers, we have yet another to advise you of with the September 11 decision of the Department of Labor that the federal agency will not penalize employers that do not meet the October 1 mandate that requires employers to advise employees of…

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Independent Joe Magazine – August 2013

The 2013 National Conference and Hall of Fame Awards Gala is shaping up as DDIFO’s best ever as the independent association of Dunkin’ Donuts franchise owners meets to explore business issues and examine relevant regulatory and legal trends. Franchisees will be buzzing about higher payroll taxes, soda bans, and paid sick leave.

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National Conference in Atlantic City: Why it Matters

It’s been called “The World’s Playground,” “Queen of the Resorts,” “Boardwalk Empire,” and “Monopoly City.” Atlantic City, the iconic seaside resort and undisputed gaming capital of the east coast, is world famous for its magnificent boardwalk, glitzy casinos and storied entertainers that headline this national showplace. But “AC” is indeed “Always Turned On” in other…

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Employer Mandate Delayed, But Health Exchanges Start October 1

Although sighs of relief were heard when the Obama Administration delayed implementation of the employer mandate in the Affordable Care Act, members should remember that the mandated state (or federally) run Health Exchanges are still required to be available come October 1, 2013.  The state of Maine just this week released a comparison of small…

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Shifting Costs

In still more news relating Obama Care, the Milwaukee Business Journal reported on a survey by a business group in Wisconsin that revealed 53% of employers are shifting more costs onto employees while 36% are advocating wellness and value-based health programs. Read more

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