Biz Interruption Goes to Trial

Although it clearly remains to be seen how the final verdict will play out, a federal judge in Missouri has allowed a COVID-19 business interruption lawsuit to proceed to trial. Judge Stephen Bough of the US District Court for Western Missouri continues to swim upstream on the issue of COVID-19 business interruption claims as most…

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All Around Biz Interruption Insurance

A Boston-based federal district court judge has dismissed a lawsuit filed last May by the Massachusetts-based high-end seafood chain, Legal Sea Foods. US District Court Judge Nathaniel Gorton agreed with defendant Strathmore Insurance Company that the COVID-19 virus did not result in the requisite physical damage to Legal Sea Foods’ property, notwithstanding government ordered shutdowns…

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Advances on Business Interruption Insurance

There was some legal and legislative headway made this past week on the question of business interruption protections being applicable during the pandemic. First off, the US District Court for the Northern District of Ohio ruled last week that a claim for insurance protection under business interruption coverage by a multi-state restaurant owner was valid…

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In-N-Out Joins Business Interruption Insurance Lawsuit

A legal challenge against insurance providers for denying losses claimed as a result of the coronavirus pandemic welcomed another voice last week. In-N-Out Burger, the privately-held California-based burger company filed suit against Zurich American Insurance, with which the chain has a $250 million “all risk” policy. The company argues their coverage policy “contains no exclusion…

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More Pandemic Insurance Legislation Filed in US House

US Representative Carolyn Maloney, who represents most of East Manhattan along with parts of Brooklyn and Queens in New York City, this week officially filed the latest insurance-targeted legislation relating business interruption insurance. The Pandemic Risk Insurance Act (PRIA) would provide for business interruption insurance coverage going forward and protect businesses in the event of…

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Business Interruption Insurance Moves to Forefront

With economic relief funding having been passed and signed by the President, a good deal of the focus in Congress is now shifting to questions surrounding insurance coverage and the exclusions found in many – if not most – policies relative to viruses, epidemics, pandemics and the like. Currently, there are no fewer than 4…

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Business Interruption Insurance & Issues

One of the critical issues facing our members – in fact, all small business owners – is the applicability of their business interruption insurance coverage. In such unprecedented times as these in dealing with the coronavirus crisis and the resulting national shutdown of major components of the American economy. “Will my business insurance cover my…

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