Independent Joe #63 August/September 2020

As job requirements go, these are unusual by most standards. Candidates must complete a rigorous six to 18 month-long training program, possess the skill and experience to spread joy wherever they go and, yes, have a wagging tail. That’s just some of what it takes to become a service dog for the Dunkin’ Joy in…

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Independent Joe #62 May/June 2020

What a difference a day makes. Or to update that rhetorical message, what a difference three months makes. Yes, it was just three short months ago when states like Florida, Texas, Arizona and a host of others across the south and southwest were seemingly enjoying some inexplicable level of immunity from the coronavirus pandemic. Businesses…

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Washington State Court Tosses Union Initiative Law

Bear with me on this one . . .  On Christmas Eve, the Appeals Court in the state of Washington invalidated a voter-approved law known as the Hotel Employee Health and Safety Initiative. On its face, Initiative 124 dealt only with hotel employees, however the depth and breadth of its provisions could have stretched far…

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Affordable Care Act Offers “LTO”

Perhaps stealing an idea from the QSR industry, a limited time offer has been put forth by the SHOP Marketplace (Small Business Health Options Program) regarding minimum participation rates.  Beginning earlier this week and continuing until December 15, small businesses can purchase health insurance coverage in the SHOP Marketplace without meeting a minimum participation rate. …

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ACA Reporting Requirements

With all the various legal hurdles now having been cleared, the Affordable Care Act is the law of the land and consequently, employer reporting requirements are now kicking in.  The IRS has issued a number of draft reporting forms and certain large employers will be required to submit their reports electronically.  Consequently, employers are well…

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Small Business to Drop Insurance Within Five Years

The difficulties we’ve seen with the development and roll-out of the ACA are having an impact and now in a study published by Mercer, as many as 1/3 of small business respondents report they expect to terminate their health insurance for employees within the next five years. And the medical profession isn’t much more friendly…

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Chaos Is Common Thread As ObamaCare Health Exchanges Open

In this the first week when state health exchanges are open for new enrollments, chaos seems to be one of the few consistencies.   The New York state health exchange opened for business on October 1 and then promptly posted a note on their website explaining that the exchange had been overwhelmed, was having log-in issues…

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Health Care Law & Politics

Examiner.com reports that Monday, Florida Federal District Judge Roger Vinson ruled that last year’s Patient Protection and Affordable Care Act is unconstitutional in its entirety. In a sweeping ruling, Judge Vinson held that the “individual mandate provision”, an unprecedented extension of Commerce Clause authority by Congress that requires all citizens to obtain health insurance by 2014, is not only unconstitutional but also “necessary and essential to” the entire act.

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Legislative Update January 28, 2011

As the 112th Congress begins to address its legislative agenda, government agencies are busy issuing regulations to enforce the new laws passed last year. From health care to ADA enforcement, regulatory agencies are forcing their way to the front of the political stage. This bulletin is brought to you by Misty Chally , the Executive Director of the Coalition of Franchisee Associations (CFA)Please be aware of the following issues affecting franchisees across the country

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