ACA Marketplace “Improvements” Finalized for 2017

The Centers for Medicare and Medicaid Services (CMS) this week issued final changes for insurance marketplaces along with the schedule for open enrollment periods in 2017 and beyond.  The specific changes deal with out-of-network costs, required notices when provider networks change and improved risk adjustment formulas among other issues.  In addition however, the CMS finalized…

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SHOP Open Enrollment Begins

The Small Business Health Options Program Marketplace (SHOP) created by the Affordable Care Act begins its open enrollment for individuals and families on Sunday, November 1, 2015.  The open enrollment period runs from November 1 through December 15, 2015 for coverage beginning on January 1.  For coverage beginning February 1, enrollment is open until January…

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